Protect Your Peace: How to Spot Fake Copperstone Lending & MocaMoca Pages

In today’s digital age, financial empowerment is just a few taps away. However, as online lending becomes a lifeline for many Filipinos, it has also attracted scammers who create fake social media pages to steal personal information or demand “advance fees.”

At Copperstone Lending Inc., your security is our top priority. We are committed to ethical, transparent, and SEC-compliant lending practices. To help you stay protected, we’ve put together this guide on how to distinguish our official channels from fraudulent impostors.

Red Flags of a Lending Scam

Before you engage with any lending page on Facebook, TikTok, or Instagram, look out for these common warning signs:

• Requests for Upfront Fees: Legitimate lenders like Copperstone will never ask for a “processing fee,” “security deposit,” or “advance payment” prior to loan release. Any applicable fees are always deducted from the loan proceeds themselves.
• Too-Good-to-Be-True Promises: Be wary of pages claiming “100% guaranteed approval” regardless of your credit history. Responsible lenders always conduct a proper evaluation to ensure you can manage the repayment.
• Urgency and Pressure: Scammers use high-pressure tactics, forcing you to “act now” or pay within minutes to prevent you from verifying their legitimacy.
• Requests for Sensitive Data via Chat: Never share your OTP (One-Time Password), PINs, or full social media passwords through chat or unofficial links.

Always Verify with Official Credentials

Copperstone Lending Inc. is a duly licensed entity. To ensure you are dealing with the real team, always cross-reference these official details:

Item	Official Information
Corporate Name	Copperstone Lending Inc.
SEC Registration No.	2021050012959-04
Certificate of Authority (CA) No.	3454
Official App	MocaMoca

Tip: You can verify our active status directly on the official SEC website (sec.gov.ph).

How to Stay Secure

1. 🔒Check for the Padlock: Only enter your information on websites that start with https:// and show a padlock icon in the address bar.
2. 📲Use Official App Stores: Only download the MocaMoca app from the official Google Play Store. Avoid “direct download” links sent via SMS or chat.
3. 👀Monitor Your Mentions: If you see a page using our logo but the content looks unprofessional or contains many typos, it is likely a phishing attempt.

Contact Us Directly

If you encounter a suspicious page or have been contacted by someone claiming to be from Copperstone requesting upfront payment, report it immediately to our official customer support channels.

We are here to move you forward, not set you back. Stay vigilant, stay informed, and always stick to the official ones!

This advisory is issued for general public guidance only. It does not constitute legal advice and does not replace or supersede any official communications, notices, or disclosures issued by Copperstone Lending Inc.